Comments on: What Is Considered A Good Credit Score?

By: Chang Dana

Chang Dana — Sun, 25 Jul 2010 10:06:43 +0000

Pretty nice post. I just stumbled upon your blog and wanted to say that I have really enjoyed browsing your blog posts. In any case I¡¯ll be subscribing to your feed and I hope you write again soon!

By: admin

admin — Thu, 22 Jul 2010 23:22:04 +0000

I use Hostgator for the majority of my sites but I also use bluehost. I’d recommend checking them out.
I’ve never had an issue with either company. I also run a photography site on Doteasy and they were
tops in the industry years ago. I’m not sure if that is still the case.

By: Trance Music

Trance Music — Thu, 22 Jul 2010 23:17:36 +0000

I apologize for the possible off-topic. Guys, could you inform me which web hosting company you are using right now I have a problem because my current web hosting company hostrator.com is kicking me off. They say that our website is using too many server resources. But our website only gets 300 visitors per day.. Anyway, what would be your recommendations? Are you happy with your web hosting providers? I am checking LCN at the moment, but is it real that they can provide unlimited disk space? I have contacted them and they say something like “1000GB disk drive costs only $30 per month, so if some day we will start running out of disk space we will simply add a new 2000GB drive so can continue uploading..”. What do you think about it? Any ideas and web hosting company name suggestions are much appreciated.

By: Cherie Kingsley

Cherie Kingsley — Thu, 22 Jul 2010 11:08:09 +0000

Mind if I use some of the information from this post if I provide a link back to your site?

By: jerwalcolmela

jerwalcolmela — Wed, 21 Jul 2010 18:19:45 +0000

I liked reading your blog ~ thanks for posting such cool material.

By: admin

admin — Wed, 21 Jul 2010 18:02:15 +0000

Actually, you do not want to cancel your credit card. Canceling a credit card effectively reduces the amount of money that you can borrow. So what you say. Well, lets say you currently have access to $20,000 worth of credit via credit cards and you are using $8000 in credit (big screen tv’s, groceries, vacations, etc…). You are tired of phone calls from one of your credit card companies so you think that it is best to cancel the card. You don’t have a balance on the card and you have $5000 of available credit on the card.

Lets go back to the prior scenario. If you have $20K in available credit and have a balance of $8K, you are using 40% of your available credit. Now, if you cancel that $5K card, you will still have an $8K balance but will only have $15K in available credit. You will now be using 53% of your available credit. The credit bureaus see that you are using more of your available credit and will reduce your credit score. A good rule of thumb is that you do not want to be using more than 33% of your credit on any one particular card and no more than 25% of your overall available credit. In fact, if you want a good credit score, go ahead and keep a balance on each of those cards (I know… this sounds dangerous to some) but do not allow any of your individual cards to go over 20% of the available balance.

By: get my credit score free

get my credit score free — Wed, 21 Jul 2010 17:49:08 +0000

How Do I Cancel My Credit Card Here are two important questions for credit card consumers: How many credit cards do you have Do you need all of them Many consumers carry several credit cards with them on a daily basis, but use only a few over any given period of time. For many ….

By: Pete Hillan

Pete Hillan — Mon, 19 Jul 2010 09:11:35 +0000

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By: Eden Willand

Eden Willand — Sat, 17 Jul 2010 14:06:41 +0000

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By: Levy

Levy — Thu, 08 Jul 2010 12:23:27 +0000

Thank you for straightening out that for me. Although I personally think that credit scores have been going down.

By: San Diego short sales

San Diego short sales — Sat, 24 Apr 2010 03:27:16 +0000

Good points…I would note that as someone who really doesn’t comment to blogs much (in fact, this may be my first post), I don’t think the term “lurker” is very becoming to a non-posting reader. It’s not your fault really , but perhaps the blogosphere could come up with a better, non-creepy name for the 90% of us that enjoy reading the posts.