Ok… now that you’ve highlighted the negative information on your credit report, its time to get down to the facts. Do you see any information that is at all questionable? I’m talking about incorrect balances, payments that have been incorrectly marked as late, any accounts that are not yours, chargeoffs or collection accounts which are [...]
What you do affects your credit score or FICO. Your ultimate goal should be to improve your credit scores. First of all, there is no perfect credit score. The average FICO consumer credit score today is right around 678. Credit scores are not affected by race, creed, education or religion. Credit scores are individual, meaning [...]
What is considered a good credit score? Along with your credit report, you can also request your credit score (also called FICO). There will be a charge to get your credit scores from each credit reporting agency but along with your credit report, this will be the tell tale sign as to your buying power. [...]